Global 2D Pay
No OTP Required
🌎 Good news — we support 180+ countries Merchants are onboarding right now.

High-risk 2D payment gateway without OTP, worldwide

We provide a 2D payment gateway without OTP, so your business can accept payments smoothly and efficiently — with no additional authentication step for your customers.

2,000+ satisfied customers Instant approval 180+ countries
At checkout
Our 2D Gateway
3D Secure
OTP required
No
Yes
Steps to pay
1
3–4
Works when SMS fails
Yes
No
Recurring billing
Simple
Exemptions
Cross-border reliability
Strong
Weaker
Checkout completion
Higher
Lower
Payout $1,250.00 Settled in 24 hours

What merchants say about our 2D payment gateway

★★★★★

“Integration was straightforward and the onboarding team guided us throughout the process. The dashboard is simple to use and makes managing transactions much easier.”

Daniel R.E-commerce Business
★★★★★

“We needed a payment solution suitable for our business model. The team understood our requirements and helped us through the entire setup process.”

Michael T.Digital Services
★★★★★

“The API integration was smooth and the technical support team was responsive whenever our developers needed assistance.”

Alex M.SaaS Company
★★★★☆

“A good experience from application to integration. We particularly like the transaction reporting and easy-to-use merchant dashboard.”

James K.Online Business
★★★★★

“We had difficulty finding a provider willing to understand our business. Their team reviewed our requirements and provided clear guidance throughout onboarding.”

Ryan D.Marketing Agency
★★★★★

“The gateway has given us a streamlined payment experience for our customers. Setup and communication with the support team were straightforward.”

David S.Subscription Business
★★★★★

“The merchant dashboard provides a clear overview of our transactions and payment activity. Overall, the platform has been easy for our team to manage.”

Oliver H.E-commerce Merchant
★★★★★

“Our developers were able to work with the API efficiently, and whenever we had integration questions, technical support helped us resolve them.”

Ethan W.Digital Products Business
★★★★☆

“We were looking for a high-risk payment processing solution and had a positive onboarding experience. The process was clearly explained from the beginning.”

Adam P.Online Services
★★★★★

“Professional support, a straightforward dashboard, and a smooth integration process. We've been pleased with the overall experience.”

Chris B.International Merchant
2,000+Satisfied customers
180+Countries supported
24 hrsPayout cycle
15 yrsIn payments
Services

2D payment gateway services for your business

Four ways we help merchants get paid where other processors fall short.

2D Gateway Non OTP

We provide a 2D payment gateway without OTP, allowing businesses to accept payments from their customers seamlessly and efficiently — with no additional authentication step at checkout.

High Risk 2D Gateway

We support high risk merchants who can process unlimited transactions, without the account blocking that high risk volume usually triggers elsewhere.

2D Gateway For NGO

We support a 2D payment gateway for NGOs, which are nonprofit organisations. It helps them accept donations from supporters all around the world.

Instant Global Payouts

Our integrations now support global currency payouts from around the world, so you can receive settlement in the form that suits your business.

Capabilities

Everything your checkout needs

Every feature here exists because a merchant asked for it.

Instant Approval

Get approved and start accepting payments quickly, rather than waiting weeks on an underwriting queue.

Global Coverage

Accept cards from 180+ countries in multiple currencies — without opening local entities or extra authentication.

High-Risk Accepted

We work with categories other processors turn away — and tell you plainly when we can't help.

24-Hour Payouts

Settlement to your bank account on a daily cycle, with no rolling reserve on higher tiers.

Links, API & Plugin

Send an invoice link in seconds, or integrate with API keys and a WordPress plugin.

Support With a Name

When something fails, you reach a person who knows your account — not a ticket number.

Integration

Connect your 2D payment gateway without OTP

Most merchants start with invoice links — send a payment link by message or email and get paid the same day, no development needed.

On WordPress and WooCommerce, our plugin connects your checkout to your store in one step. Everywhere else, API keys and clear documentation give your developer a straightforward path.

Multiple currencies are supported out of the box, with payouts direct to your bank account.

Invoice Link Ready to send
pay.global2d…/inv/8842-KX
USD 1,250.00
Due 7 days
Copy Link
No integration required
For Developers

Integrate in an afternoon

A clean REST API, sandbox keys from day one, and webhooks for every payment event. If you'd rather not write code, invoice links and the WordPress plugin need none.

  • REST API with sandbox mode — test with dummy cards before going live
  • Webhooks — get notified on authorisation, settlement and refunds
  • Hosted payment links — accept payments with zero integration
  • WordPress & WooCommerce plugin — live in under a day
POST /v1/payments
GET /v1/payments/{id}
POST /v1/invoices
POST /v1/payouts
create-payment.js
// Charge a card — no OTP step required
const payment = await fetch('https://api.example.com/v1/payments', {
  method: 'POST',
  headers: {
    'Authorization': 'Bearer sk_live_…',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    amount: 24900,          // $249.00
    currency: 'USD',
    card: {
      number: '4242 4242 4242 4242',
      exp: '09/28',
      cvv: '•••'
    }
  })
});

// → { "status": "authorised", "id": "pay_8842KX" }
Payouts

Get instantly approved and accept payments now

Once you're live, settlement runs on a 24-hour cycle. Payouts go straight to your bank account, in the currency that suits your business.

Track every transaction, issue refunds, and send invoice links from one dashboard — on desktop or your phone.

Create Account
Available balance $12,480.00
Today's volume$3,214.00
Pending payout$1,250.00
Settlement24 hrs
MethodBank transfer
Withdraw funds
Getting Started

Live in days, not months

Most merchants are processing within a few days of applying.

1

Apply

Send your business details. We reply the same day with the setup that fits your case.

2

Verify

A short document check confirms your business. We tell you exactly what's needed.

3

Go Live

Take your API keys or plugin, connect your checkout, and start accepting payments without OTP.

Good to know

How our 2D payment gateway works

1 2D payment gateway, explained

It authorises card payments using only the card number, expiry date and CVV — no one-time password, no redirect to the customer's bank. We run this across 180+ countries. Read our complete 2D payment gateway guide for the full picture.

2 What “without OTP” means

The same thing, described by what it leaves out. There is no additional authentication step, so your customer enters their card once and the sale completes.

3 How a transaction is authorised

The customer enters their card details at checkout and the transaction is sent straight for authorisation. Because the additional authentication step is skipped, there is nothing for the customer to wait for and nothing to time out.

4 WordPress and WooCommerce

Yes. Our WordPress plugin connects your store in a few clicks, with no developer time needed.

5 2D payment gateway for NGO

Yes. Non-profits use the same account to collect donations worldwide, with no verification screen to lose supporters at.

6 Donation pages

Yes. You can create a hosted donation page and take contributions from any market we support.

7 Multi-currency donations for non-profits

Yes. Non-profits can collect in several currencies at once and settle in the one that suits their treasury.

8 2D payment gateway for international payment

Cross-border selling is what our 2D payment gateway for international payment is built for. Charge in your customer's currency, settle in yours, and clear cards issued anywhere without the authentication step that fails most often on foreign-issued cards.

9 A specialist, not a side feature

Yes. This is all we do, which is why limits are higher and approvals faster than a general processor offering it as a side feature.

10 Setup without technical knowledge

We help merchants who are unfamiliar with gateway APIs get set up properly, whatever their current processor.

11 High-risk categories

Yes. We review high-risk businesses on their merits rather than declining by category. Tell us what you sell and we will give you a straight answer on whether we can approve your account.

12 Who this suits

Merchants selling across borders, taking recurring payments, or working in categories that mainstream processors decline. It is most valuable wherever SMS delivery is unreliable or customers are paying with foreign-issued cards.

13 Approval rates, honestly

No, and we would rather say so plainly. Some issuing banks decline transactions that have not been authenticated, and approval rates vary by market. We will give you a realistic picture for your customer base before you commit.

14 Fraud and chargebacks

Without authentication, fraud liability generally sits with the merchant rather than the issuing bank. That is a real trade-off, which is why we help you put screening in place rather than leaving you exposed to it.

15 When your funds arrive

Payouts run on a 24-hour cycle directly to your bank account. On higher tiers there is no holding of your funds, so settlement reaches you on a predictable daily rhythm.

16 How long integration takes

With the plugin, often under a day. With a custom API integration, usually a few days of developer time. Either way our team stays with you until you are live and processing.

17 Applying

Send us your business type, expected monthly volume and main markets through the contact form. We respond the same day with whether we can approve your business, and what setup fits.

Get Started

Get instantly approved and accept payments now

Tell us about your business and we'll come back the same day — with a straight answer either way.

Create Account