Global 2D Pay
No OTP Required

High-risk 2D payment gateway without OTP, worldwide

We provide a 2D payment gateway without OTP, so your business can accept payments smoothly and efficiently — with no additional authentication step for your customers.

2,000+ satisfied customers Instant approval 180+ countries
1

Apply

Send your business details. Same-day reply.

2

Verify

A short document check on your business.

3

Integrate

API keys, plugin, or a hosted payment link.

4

Go live

Accept payments without OTP worldwide.

5

Get paid

Settlement to your bank within 24 hours.

At checkout
Our 2D Gateway
3D Secure
OTP required
No
Yes
Steps to pay
1
3–4
Works when SMS fails
Yes
No
Recurring billing
Simple
Exemptions
Cross-border reliability
Strong
Weaker
Checkout completion
Higher
Lower
Payout $1,250.00 Settled in 24 hours
2,000+Satisfied customers
180+Countries supported
24 hrsPayout cycle
15 yrsIn payments
Services

Taking your business to the next level

Four ways our 2D payment gateway without OTP helps merchants get paid where other processors fall short.

2D Gateway Non OTP

We provide a 2D payment gateway without OTP, allowing businesses to accept payments from their customers seamlessly and efficiently — with no additional authentication step at checkout.

High Risk 2D Gateway

We support a high risk 2D payment gateway where our merchants can process unlimited transactions without any account blocking caused by high risk 2D payment gateway transactions.

2D Gateway For NGO

We support a 2D payment gateway for NGOs, which are nonprofit organisations. Our 2D payment gateway for NGO helps them accept donations from supporters all around the world.

Instant Global Payouts

Our 2D payment gateway integrations now support global currency payouts from around the world, which helps you receive your payouts in different forms with a 2D payment gateway built for global business.

Capabilities

Everything your checkout needs

Every feature here exists because a merchant asked for it.

Instant Approval

Get approved and start accepting payments quickly, rather than waiting weeks on an underwriting queue.

Global Coverage

Accept cards from 180+ countries in multiple currencies — without opening local entities or extra authentication.

High-Risk Accepted

We work with categories other processors turn away — and tell you plainly when we can't help.

24-Hour Payouts

Settlement to your bank account on a daily cycle, with no rolling reserve on higher tiers.

Links, API & Plugin

Send an invoice link in seconds, or integrate with API keys and a WordPress plugin.

Support With a Name

When something fails, you reach a person who knows your account — not a ticket number.

Integration

Connect your 2D payment gateway without OTP

Most merchants start with invoice links — send a payment link by message or email and get paid the same day, no development needed.

On WordPress and WooCommerce, our plugin connects your store in one step. Everywhere else, API keys and clear documentation give your developer a straightforward path.

Multiple currencies are supported out of the box, with payouts direct to your bank account.

Invoice Link Ready to send
pay.global2d…/inv/8842-KX
USD 1,250.00
Due 7 days
Copy Link
No integration required
For Developers

Integrate in an afternoon

A clean REST API, sandbox keys from day one, and webhooks for every payment event. If you'd rather not write code, invoice links and the WordPress plugin need none.

  • REST API with sandbox mode — test with dummy cards before going live
  • Webhooks — get notified on authorisation, settlement and refunds
  • Hosted payment links — accept payments with zero integration
  • WordPress & WooCommerce plugin — live in under a day
POST /v1/payments
GET /v1/payments/{id}
POST /v1/invoices
POST /v1/payouts
create-payment.js
// Charge a card — no OTP step required
const payment = await fetch('https://api.example.com/v1/payments', {
  method: 'POST',
  headers: {
    'Authorization': 'Bearer sk_live_…',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    amount: 24900,          // $249.00
    currency: 'USD',
    card: {
      number: '4242 4242 4242 4242',
      exp: '09/28',
      cvv: '•••'
    }
  })
});

// → { "status": "authorised", "id": "pay_8842KX" }
Payouts

Get instantly approved and accept payments now

Once you're live, settlement runs on a 24-hour cycle. Payouts go straight to your bank account, in the currency that suits your business.

Track every transaction, issue refunds, and send invoice links from one dashboard — on desktop or your phone.

Apply Now
Available balance $12,480.00
Today's volume$3,214.00
Pending payout$1,250.00
Settlement24 hrs
MethodBank transfer
Withdraw funds
Getting Started

Live in days, not weeks

Most merchants are processing within a few days of applying.

1

Apply

Send your business details. We reply the same day with the setup that fits your case.

2

Verify

A short document check confirms your business. We tell you exactly what's needed.

3

Go Live

Take your API keys or plugin, connect your checkout, and start accepting payments without OTP.

FAQ

Questions merchants ask first

1 What is a 2D payment gateway without OTP?

It authorises card payments using only the card number, expiry and CVV. There is no one-time password and no bank verification screen, so the payment completes in seconds instead of depending on SMS delivery.

2 How does a 2D payment gateway without OTP work?

The customer enters their card details at checkout and the transaction is sent straight for authorisation. Because the additional authentication step is skipped, there is nothing for the customer to wait for and nothing to time out.

3 Who should use a non-OTP card gateway?

Merchants selling across borders, taking recurring payments, or working in categories that mainstream processors decline. It is most valuable wherever SMS delivery is unreliable or customers are paying with foreign-issued cards.

4 Do you offer a high-risk 2D payment gateway without OTP?

Yes. We review high-risk businesses on their merits rather than declining by category. Tell us what you sell and we will give you a straight answer on whether we can approve your account.

5 Can an NGO use a 2D payment gateway without OTP for donations?

Yes, and donation flows benefit more than most. Every extra step loses givers, so removing verification keeps far more completed donations. Non-profits can accept contributions worldwide in multiple currencies.

6 Does it work for international payments?

That is the main use case. Cross-border transactions are exactly where one-time passwords fail — roaming customers, weak networks, foreign banks. We support merchants in more than 180 countries.

7 Do you have a WordPress and WooCommerce plugin?

Yes. Our WordPress and WooCommerce plugin connects the gateway to your store in a single step, so most merchants are taking payments the same day without writing any code.

8 Will every card be approved?

No, and we would rather say so plainly. Some issuing banks decline transactions that have not been authenticated, and approval rates vary by market. We will give you a realistic picture for your customer base before you commit.

9 What about fraud and chargebacks?

With 2D processing, fraud liability generally sits with the merchant rather than the issuing bank. That is a real trade-off, which is why we help you put screening in place rather than leaving you exposed to it.

10 How quickly do I receive my funds?

Payouts run on a 24-hour cycle directly to your bank account. On higher tiers there is no holding of your funds, so your money reaches you on a predictable daily rhythm.

11 How long does integration take?

With the plugin, often under a day. With a custom API integration, usually a few days of developer time. Either way our team stays with you until your account is live and processing.

12 How do I apply?

Send us your business type, expected monthly volume and main markets through the contact form. We respond the same day with whether we can approve your business, and what setup fits.

Get Started

Get instantly approved and accept payments now

Tell us about your business and we'll come back the same day — with a straight answer either way.

Apply Now